Experienced Loans & Mortgages Lawyers in Melbourne & across regional Victoria
Loans and Mortgages can be simple or can be complex. Stratus Legal Team have the knowledge and experience you can rely on which come backed with fixed price services for your peace of mind.
Loans & Mortgages
In today’s world, both loans and mortgages can take on a range of different forms, the traditional “Big Four” lender are no longer the only option available. So, whether you are lending to your children to help them get into the property market or lending to corporate borrowers we have the knowledge, protocols, and experience to prepare and settle the loan accurately with minimal turn around.
If making the loan arrangement formal after you have already lent the money is an afterthought, it is just as important to seek legal advice from us about options available to you before issues arise. Even if issues arise before you formalise the loan, your first step should always be to seek our advice.
Some considerations for making your loan agreement or making a mortgage are:
- Will you charge interest?
- Is there any security for your loan such as a property?
- If lending to a company, who to use as guarantors?
- What will the length of the loan be?
- What are the repayments?
- Will any repayments include principal & interest?
A little more about our Loans & Mortgages Services
Yes you absoloutely can and depending on the amount of money it can be really import and a legal agreement is in place. Keep in mind a loan is very different from a gift and so it is important you have a lawyer protect your money correctly.
There are many risks to consider when lending family money but the most important is the potential harm to the family relationships which is why a loan agreement set up at the start will ensure everyone is on the same page and hopefully avoid long term fallouts within the family.
There are many different aspects to becoming a corporate lender however your first step is obtianing practical and honest legal advice from.
Things to Consider
Our team at Stratus Legal Group have the real life experience and knowledge you can rely on to support you on your next adventure. Having fixed price services tailored to your matter ensure there is one less worry for you.
Preparing for your matter it is important we have as much information as possible so we can plan for your matter with the big picture. If you’ve accidentally overlooked telling us something, all you need to do is pick up the phone and let us know or send a quick email.
The majority of our matters require funds to be paid into our trust account before we commence work. This allows you to not worry about our fees while your preparing for the next step.
Our clients are located all over Victoria, Australia and come to think of it, all throughout the world which is why our clients love that we are available via email, phone and video calls. We know you rely on communication so we aim to be as flexible as possible with your schedule.
What Our Clients Say
Read what some of our past clients have to say. The ethics and reputation of each one of our lawyers, precedes them individually and us as a firm.